A custom pool is one of the best investments you can make in your Tri-Cities WA home. Flexible financing makes it possible to start building now and enjoy your pool this summer while spreading payments over time.
Viking Capital
Viking Capital is one of the leading pool financing companies in the country. They offer loans specifically designed for pool construction with terms from 5 to 20 years, fixed rates, and fast approval. Many Kustom Pools customers are approved within 24 hours.
HFS Financial
HFS Financial specializes in home improvement loans including pool construction. They offer competitive rates, no home equity required, and loans up to $150,000. Applications are completed entirely online.
Personal Loans and Home Equity
Some homeowners choose to use a personal loan or home equity line of credit (HELOC). These options can work well if you have strong credit or significant equity in your home. Talk to your bank or credit union for local options in the Tri-Cities area.
Which Option Is Best?
For most Pasco, Kennewick, and Richland homeowners, Viking Capital or HFS Financial offer the best combination of loan size, competitive rates, and fast approval. Both are pool-specific lenders who understand the timeline and cost of pool projects.
Frequently Asked Questions
Can I finance a pool in Washington state?
Yes. Kustom Pools works with Viking Capital and HFS Financial to offer flexible pool financing to Tri-Cities homeowners.
What credit score do I need to finance a pool?
Most pool lenders look for a minimum credit score of 620 to 680, though requirements vary by lender and loan amount.
How much can I borrow for pool construction in WA?
Pool-specific lenders like Viking Capital and HFS Financial offer loans up to $150,000, which covers most custom pool builds in the Tri-Cities area.
How fast can I get approved for pool financing?
Viking Capital and HFS Financial both offer online applications with approval decisions often within 24 hours.
Can I finance landscaping and pool together?
Yes. Many pool financing programs allow you to include surrounding landscaping, decking, and outdoor living features in the loan amount.